Community Banking that keeps your interests in mind

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Overdraft Option

What you need to know about overdrafts and overdraft fees.

An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your overdrafts in two different ways:

  1. We have standard overdraft practices that come with your account.
  2. We also offer overdraft protection, such as a link to another account, which may be less expensive than our standard overdraft practices. To learn more, ask your VNB banker.

Virginia National Bank Consumer ATM/Point-of-Sale Opt-In/Opt-Out Form

Contact Us Toll Free at 877.817.8621

Our Client Care Center will be happy to assist you Monday - Friday from 8:00 a.m. - 7:00 p.m. and Saturday from 9:00 a.m. - 1:00 p.m. EST.