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May 04, 2026

High School Students Hosted by VNB Win VBA Bank Day Program Scholarships

Posted in Community News

This past March, Virginia National Bank (VNB) hosted students as part of the VBA Bank Day Scholarship Program sponsored by the Virginia Bankers Association Education Foundation. Through this program, students learn about banking, financial services, career opportunities and the vital role banks play in their communities from local banks and credit unions.

VBA Bank Day Student - ARWe are thrilled to announce that Aakriti Rustagi from Langley High School has been selected as the VBA Bank Day Scholarship Program’s Northern Virginia Region Winner as well as the Statewide Winner! As such, Aakriti has been awarded a $2,500 college scholarship for the regional contest and a $5,000 college scholarship for the statewide contest. Well done, Aakriti!

Read an excerpt of Aakriti’s award-winning essay below:

Pull Quote - Rustagi

Click here to read Aakriti's full essay.

Additionally, VNB hosted the Northern Virginia Region Honorable Mention Winner, Hunter Guthrie from James Madison High School, and theVBA Bank Day Students - G & M Valley Region Honorable Mention Winner, Isam Mousa from Spotswood High School. Each of the honorable mention winners receive a $1,000 college scholarship.

VNB wishes to congratulate each of the students awarded regional scholarships:

  • Capitol Region Winner: Peter Roberts, Midlothian High School, Hosted by C&F Bank
  • Capitol Region Honorable Mention Winner: Kaitlynne Kelsey, Cumberland High School, Hosted by The Farmers Bank of Appomattox
  • Central/Southside Region Winner: Riley Price, Glenvar High School, Hosted by Bank of Botetourt
  • Central/Southside Region Honorable Mention Winner: Idrak Anwar, Western Albemarle High School, Hosted by C&F Bank
  • Eastern Virginia Region Winner: Earling Hunter, II, King's Fork High School, Hosted by Blue Ridge Bank
  • Eastern Virginia Region Honorable Mention Winner: Christopher Iyinbor, Hampton High School, Hosted by C&F Bank
  • Northern Virginia Region Winner: Aakriti Rustagi, Langley High School, Hosted by Virginia National Bank
  • Northern Virginia Region Honorable Mention Winner: Hunter Guthrie, James Madison High School, Virginia National Bank
  • Valley Region Winner: Lauren Funk, James Wood High School, Hosted by F&M Bank
  • Valley Region Honorable Mention Winner: Isam Mousa, Spotswood High School, Hosted by Virginia National Bank
  • Southwest Virginia Region Winner: Peyton Williams, Lee High School, Hosted by Powell Valley National Bank
  • Southwest Virginia Region Honorable Mention Winner: Kylan Brooks, Lebanon High School, Hosted by First Sentinel Bank

VBA Bank Day Scholarship Program

VNB continues to invest in the financial health and education of students in our communities and is proud to support this program.

April 06, 2026

Scam Alert: Be Aware of Unsolicited Calls

Posted in Business Banking, Consumer Banking

Virginia National Bank reminds our clients to be cautious of financial scams. 

Scam Alert - Be Aware of Unsolicited Calls

Fraudsters are calling clients claiming to be VNB employees and requesting login credentials and personal information. 

Virginia National Bank will NEVER ask our clients to provide:

  • Personal Identification Number (PIN) or security codes
  • Bank account information or log in credentials
  • Personal information once your account is opened

We will NEVER ask you to send payments anywhere.

Stay safe with these tips:

  • Delete suspicious messages
  • Don’t click links or share personal info
  • Contact us if you’ve shared details
  • Report unusual calls, texts, emails, and links to us

Click here for more tips on how to protect your accounts.

Stay alert and contact us directly at 877.817.8621 if you have any questions or concerns.

March 30, 2026

Spring Into Savings at VNB

Posted in Consumer Banking

At Virginia National Bank, it is our mission to invest in the long-term health and stability of our communities. We offer a wide range of Savings accounts designed to align with your financial goals.  

Spring into Savings this season and watch your money GROW!

Spring into Savings at VNB web image

Savings Accounts

Account Learn More Opening Deposit Minimum Balance Maintenance Fee Check Writing and Withdrawals Interest Earned
Personal Savings More $25.00 None No 6 withdrawals per month Yes

PERSONAL SAVINGS

  • Minimum opening deposit of $25
  • Limit of 6 check withdrawal items per month, $10 each if over 6
  • No monthly minimum balance
  • No monthly maintenance fee
  • Market interest rate earned on all balances greater than $100
  • Interest paid monthly
Dogwood Savings More $10.00 None No 6 withdrawals per month Yes

DOGWOOD SAVINGS

  • Minimum opening deposit of $10
  • Minor account - for clients under 18 years of age
  • Limit of 6 withdrawal items per month, $10 each if over 6
  • No monthly minimum balance
  • No monthly maintenance fee
  • Market interest rate earned on all balances greater than $10
  • Interest rate may change
  • Fees may reduce earnings
Money Market Account More $100.00 $1,000.00 Yes if balance under minimum 6 items per month Yes

MONEY MARKET ACCOUNT

  • Minimum opening deposit of $100
  • Limit of 6 check writing and withdrawal items per month, $10 each if over 6
  • $1,000 minimum balance to avoid monthly maintenance fee of $10
  • Interest paid monthly
  • Tiered interest rates
Premium Money Market Account More $100,000.00 $100,000.00 Yes if balance under minimum 6 items per month Yes

PREMIUM MONEY MARKET ACCOUNT

  • Minimum opening deposit of $100,000
  • Limit of 6 check writing and withdrawal items per month, $15 each if over 6
  • $100,000 minimum balance to avoid monthly maintenance fee of $25
  • Interest paid monthly
  • Tiered premium interest rates
Phoenix Account More $1,000.00 $1,000.00 None 10 day grace period after maturity Yes

PHOENIX ACCOUNT

  • Minimum balance of $1,000
  • Deposits permitted at any time
  • Maturity every 90 days
  • 10 day grace period after maturity for withdrawals
  • Automatic renewal
  • Interest paid every 90 days at maturity
  • Early-withdrawal penalty equal to 90 days' forfeiture of interest, regardless if earned
  • Market interest rate is tiered by age of account:
    1-12 months                    Stated initial rate
    13-24 months                  1 year CD rate
    25-36 months                   2 year CD rate
    37 months or longer       3 year CD rate
Certificate of Deposit More $500.00 $500.00 None 10 day grace period after maturity Yes

CERTIFICATE OF DEPOSIT

  • Minimum opening deposit of $500, unless otherwise stated
  • Terms of 3 months to 5 years
  • 10 day grace period after maturity for withdrawals
  • Penalty for early withdrawal, forfeiture of interest, regardless if earned, as follows: 3 months' forfeiture for CD with term of 1 year or less; 6 months' forfeiture for CD with term greater than 1 year
  • Automatic renewal
  • Interest paid quarterly
CDARS® More $10,000 if over $250,000 in other VNB accounts $10,000.00 None Unavailable Yes

CDARS® CERTIFICATE OF DEPOSIT ACCOUNT REGISTRY SERVICES®

  • Full FDIC Insurance on CDs up to $50 million
  • Work with 1 bank on all CD deposits from $10,000 to $50,000,000
  • 1 interest rate on CDs placed through CDARS®
  • 1 monthly statement detailing your CD balances
  • Wide variety of maturities ranging from 4 weeks to 5 years

Visit one of our bankers or contact us to open a VNB Savings account today!

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