Community Banking that keeps your interests in mind

Matt Hegemier - Brandscape

Mortgage Loans

Whether you are buying, building, or refinancing we have a home loan solution that is right for you.  VNB is proud to offer both traditional mortgage products as well as portfolio financing for atypical requests falling outside of customary agency or investor mortgage guidelines. 

Traditional Mortgage Financing

  • Conforming 30, 25, 20, 15, and 10 year fixed rate
  • Conforming 3, 5, and 7 year adjustable rate
  • Jumbo 30 and 15 year fixed rate
  • Jumbo 3, 5, and 7 year adjustable rate
  • Rural Housing 30 year fixed rate
  • VA 30 and 15 year fixed rate
  • Reverse mortgages

Experience the peace of mind gained by having an expert local lender advise you at every step of the mortgage loan process.  At VNB we do more than just lend, we give our clients the tools and guidance needed to maximize their financial well-being both today and tomorrow.

Do not hesitate to contact Ginger directly for rate quotes, prequalifications, or general financing questions; she is happy to help! 

Ginger Marks
1900 Arlington Boulevard
Charlottesville, VA  22903
Phone: 434.817.8264
Mobile: 434-987-2907
Fax: 434-817-8296
NMLS# 1314365