Welcome to Your No.1 Community Bank's Blog

March 30, 2026

Spring Into Savings at VNB

Posted in Consumer Banking

At Virginia National Bank, it is our mission to invest in the long-term health and stability of our communities. We offer a wide range of Savings accounts designed to align with your financial goals.  

Spring into Savings this season and watch your money GROW!

Savings Accounts

Visit one of our bankers or contact us to open a VNB Savings account today!

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March 25, 2026

Debit Card Safety Features

Posted in Consumer Banking

Virginia National Bank knows the ongoing threat of fraud impacts millions of people each day. Secure your funds with safety features on your VNB Debit Card.

Settings on VNB's Mobile Banking App for Card Controls help our clients monitor activity and receive alerts to help detect and avoid fraudulent activity. 

Card Controls include:

• Transaction Controls
• Location Controls
• Merchant Controls

Download VNB's Personal Mobile Banking App and login to view your account. Click on Menu, then Cards under Account management, then click Controls to assign controls to your card settings. 

Virginia National Bank cares about the welfare of our clients, which is why we say, “It’s all about people ... and always will be.”

If you are concerned about potential fraud, please contact us directly.

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March 05, 2026

VNB’s Personal Mobile Banking App Enhancements

Posted in Consumer Banking

Virginia National Bank's Personal Mobile Banking App has been updated to bring our valued clients better functionality and an enhanced user experience. 

Check account balances, deposit checks, pay bills, and transfer funds from the comfort of your home in the Mobile Banking App.

Download VNB's Mobile Banking App in the App Store on your device(s) and login. 

Set up notifications in the Mobile Banking App to protect your VNB accounts from fraudulent activity.

Enjoy mobile banking with more flexibility and security!

Need assistance? Contact us here. 

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February 20, 2026

Fraud Alert: Treasury Management Clients

Posted in Business Banking

Virginia National Bank Reminds You to Be Cautious of Financial Scams

Fraudsters are contacting our Treasury Management clients claiming to be representatives of Virginia National Bank.

Virginia National Bank will NEVER ask our clients to provide:

• Personal Identification Number (PIN) or security codes
• Bank account information or log in credentials
• Personal information once your account is opened

We will NEVER ask you to send payments anywhere.

Stay safe with these tips:

• Delete suspicious messages
• Don’t click links or share personal info
• Contact us if you’ve shared details
• Report unusual calls, texts, emails, and links to us

Click here for more tips on how to protect your accounts.

Stay alert and contact us directly at 877.817.8621 if you have any questions or concerns.
 

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February 19, 2026

Students in FCLA Program Featured in School Articles

Posted in Community News

Virginia National Bank’s Finance Career & Leadership Academy (FCLA) spring 2026 semester is underway! The new class launched in January with an exceptional group of students (see announcement here) and will run through the beginning of June.

We are pleased to share a few articles from Charlottesville City Schools and Albemarle County Public Schools highlighting their students who were accepted in this year’s cohort.

Two CHS Students Accepted into VNB Finance Career and Leadership Academy

Four ACPS Students Earn Spots in Competitive Finance and Leadership Academy

VNB is proud to continue the FCLA program another year, educating high school students with advanced financial training as well as preparing them for employment opportunities. 

We appreciate the dedication and hard work of the students throughout the semester and thank the administrators, teachers, counselors, community members, and parents that support the importance of financial education through the FCLA program.

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January 27, 2026

2026 Finance Career and Leadership Academy Students

Posted in Community News

Virginia National Bank (VNB) is excited to announce the students who have been accepted into VNB’s 2026 Finance Career and Leadership Academy (FCLA, Academy). In total we have ten students who have earned positions in the Academy.

“Each year, we are continually inspired by the growing number of highly talented and motivated students applying to our program,” said Glenn Rust, President and CEO of Virginia National Bankshares Corporation (VABK) and VNB. “This year’s winners truly stand out for their dedication to advancing their financial education and making a positive impact in their communities. We are honored to welcome them to the FCLA and look forward to supporting their continued academic and professional success.”

The students accepted into the Academy include:

• Skye Cuellar – Monticello High School
• Kathryn Hornsby – The Covenant School
• Remington Kuecker – The Covenant School
• Emma Lau – Albemarle High School
• Jaylin Margerum – Charlottesville High School
• Mira Masri – Charlottesville High School
• Ty Meyer – Liberty High School
• Olivia Moore – Western Albemarle High School
• Anya Piskunova – Albemarle High School
• Damari Turner – Fluvanna County High School

The participants were chosen based on their academic achievement, extra-curricular activities, community service, and overall character. Applicants also wrote an essay about what they hoped to accomplish with a stronger and deeper financial education and went through an interview process.

The Finance Career & Leadership Academy is a free instructional program designed to not only provide advanced personal finance and employment readiness training, but also a path to career opportunities in banking for high school juniors and seniors within our communities. The most promising and top performing students from the Academy are considered for VNB’s College Program (the Commercial Banking/Staff Development Program).

Our partnership with the Center for Financial Training and Education Alliance (CFTEA) has allowed us to create a credentialing program specifically designed to prepare students to meet the demands of our industry, and to do so without the prohibitive cost of a four-year degree. This bank-sponsored, comprehensive, free training program consists of 15 courses of which 13 are accredited college/university courses (39 credit hours that are transferable to a 2 or 4-year college/university) and work projects. Participants receive fulltime pay with full fringe benefits (includes 401k with company match) while completing the program and, if successful in the program, have the potential opportunity for a career with VNB. Also, once employed, should they choose, they may go on to complete a 2 or 4-year degree at the company’s expense.  

“Helping local students develop their financial skills on both a professional and personal level while also giving them a career path without the high levels of student debt is our goal,” said Rust. “Our educational programs are a means by which we give back to our community and we look forward to continuing these programs for years to come.”

VNB would also like to personally thank all those who helped us reach so many qualified, talented, and hard-working young people in our community. Including, but not exclusively or in any particular order, –

Albemarle County Public Schools, particularly

• Gabi Sukovich, Personal Finance Teacher, AHS
• Caroline Chang, Personal Finance Teacher, AHS
• Holly Newman, Talent Development & Gifted Specialist, AHS
• Tim Hamlette, Career Specialist, AHS
• Trevor Przyuski, Film & Video Production Teacher, AHS
• Zoe Padron, Talent Development Specialist, WAHS
• Kate Innes, AP Economics Teacher, WAHS
• Katie Bledsoe, Career Specialist, MHS
• Megan Parson, Director of Counseling, AHS
• Irvin Johnson, Director of Counseling, MHS
• Lauren Hunt, Communications Coordinator, Central Office
• Jennifer Butler, Deputy Chief Communications Officer, Central Office

Charlottesville Public Schools, particularly

• Deborah Tewksbury, Personal Finance Teacher, CHS
• James Daly, Economics and Personal Finance Teacher, CHS
• Dalton Wilcox, Personal Finance Teacher, CHS
• Chris Meyer, Charlottesville School Board

Sedriana Willis, Government & Personal Finance Teacher, CATEC
Jackie Jamison, Development Director and College Counselor, Regents School of Charlottesville
Margo D. Bruce, Principal, Fluvanna County High School
Stuart Hornsby, Owner of Lux Ventures and Campaign Manager, The Center for Christian Study at UVA
Heaven Chamley, Counselor, Fluvanna County High School
Kala Somerville, Executive Director at C4K (Computers4Kids)
Hunter France, Director of College Advising, The Covenant School
Lisa Taylor, Principal, Madison County High School
Jessica Hurd, Foundation Board Member, VHSL, and Teller, VNB
Samantha Savage, Director of Foundation Relations and Special Programs,VHSL
Reed Golomb, Youth Minister, Saint Thomas Aquinas University Parish
Erin DiVello, Personal Finance Teacher, Liberty High School

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January 26, 2026

Weather Alert: Modified Hours January 27 and January 28

Posted in Business Banking, Community News, Consumer Banking

Due to inclement weather, all Virginia National Bank locations will open at 10:00 a.m. and close at 5:00 p.m. on Tuesday, January 27, 2026.

Virginia National Bank locations will open at 9:00 a.m. and close at 5:00 p.m. on Wednesday, January 28, 2026.

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January 23, 2026

Weather Alert: VNB Locations Closed Monday, January 26

Due to winter weather conditions, the all Virginia National Bank locations are closed Monday, January 26th. 

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December 17, 2025

Community Counts Segment Featuring VNB’s FCLA Program

Posted in Community News

Virginia National Bank's Meghan Crider, President, Educational Programs, recently was featured on the Community Counts segment on CBS19 News discussing VNB's Finance Career & Leadership Academy (FCLA, Academy).  Watch the Community Counts interview with Ms. Crider here. 

To request information or learn more about the FCLA program, contact fcla@vnb.com. 

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December 09, 2025

Town & Country Storage Commercial Sponsored by VNB

Posted in Business Banking

Virginia National Bank supports our local communities and recognizes the important services provided by Town & Country Storage. 

The veteran-owned, locally operated storage facility provides climate-controlled units, uncovered RV and boat parking spaces, exceptional customer service, and more!

View our new commercial in partnership with CBS19 News and cinematographer Alex De Montbel here:

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December 09, 2025

Weather Alert: Delayed Opening for Locations on December 9, 2025

Posted in Business Banking, Community News, Consumer Banking

Due to winter weather conditions, the VNB Scott's Addition (Richmond) and Charlottesville locations will open at 10:00 a.m. on Tuesday, December 9, 2025.

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November 19, 2025

Nationwide Penny Update

Posted in Business Banking, Consumer Banking

• The U.S. Treasury Department is no longer minting pennies.

• Supplies for pennies will vary on existing inventories.

• Virginia National Bank will continue to serve clients and businesses until our inventory is depleted.

• We kindly ask all businesses to limit penny change orders to $5 per day while supplies last.

• The penny is still legal tender and there is no need to exchange it for other coin. 

VNB's new rounding system will begin in January 2026. See table below:

Watch the CBS19 News story here featuring an interview with VNB's President and CEO, Glenn Rust, and Chief Operations Officer, Sherrie Huber, discussing the U.S. Mint's announcement of discontinuing the penny.

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November 07, 2025

Discontinuation of Pennies News Story

Posted in Business Banking, Community News, Consumer Banking

Virginia National Bank's President and CEO, Glenn Rust, and Chief Operations Officer, Sherrie Huber, were interviewed by CBS19 News regarding the U.S. Mint's announcement of discontinuing the penny.

New pennies will no longer be produced after December, in accordance with the Federal Reserve guidance. 

Visit CBS19 News for the story here. 

Effective October 27, 2025, penny change orders are limited to $5.00 per day while supplies last.

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November 07, 2025

VNB Supports Boys & Girls Clubs

Posted in Community News

Virginia National Bank supports our local communities and acknowledges the positive impact Boys & Girls Clubs of Central Virginia provides to the young people in our communities. 

Boys & Girls Clubs of Central Virginia offers a lineup of nationally recognized programs that address today’s most pressing youth issues. For 30 years, our core programs have engaged young people in activities with adults and peers, building our kids’ self-esteem and helping them reach their full potential. With locations in Albemarle, Charlottesville, Madison, and Orange, our Clubs now serve more than 2,000 kids annually.

The Club provides an after school and summer program for children and teens ages 5-18, comprised of diverse activities that meet the interests of all youth. Our goals are to ensure that all teens graduate from high school with a plan for their future, that all members develop a healthy lifestyle and strong character and citizenship. Boys & Girls Clubs of America offers a lineup of tested and proven nationally recognized programs that address today’s most pressing youth issues, teaching young people the skills they need to succeed in life. These five core programs engage young people in activities with adults, peers and family members that enable them to develop self-esteem and to reach their full potential. In addition, Club staff develop and implement meaningful programs based on the physical, emotional, cultural and social needs of youth in our own community.

View our new commercial in partnership with CBS19 News and cinematographer Alex De Montbel here:

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October 28, 2025

Cybersecurity Alerts

Posted in Business Banking, Community News, Consumer Banking

FRAUD PREVENTION TIPS

Virginia National Bank (VNB) cares about the welfare of our clients and members of our communities, which is why we say, “It’s all about people . . . and always will be.” 

The ongoing threat of cyberfraud and various scams continues to impact millions of people each day. As technologies evolve and new innovations are created, unfortunately, so does the advancement of cybercrime attempts through websites, emails, texts, and phone calls.

Our priority is to keep all VNB accounts and information secure as much as possible. Our cybersecurity team uses a variety of tools to safeguard your money with fraud monitoring, data encryption, and protection against suspicious activity.

BE PROACTIVE AND PROTECT YOUR ACCOUNTS

To strengthen defenses against fraud attempts, stay in control of your account, and keep a close watch on all Personal and Business bank accounts by using VNB’s Online Banking and Mobile App.

• Password protection for Online Banking
  • Create strong, unique password phrases and store them in a secure password app or locked in a physical location.
  • Use a mix of characters with uppercase and lowercase letters, numbers, and symbols.
• Enable multi-factor authentication (MFA) where available. This two-step verification process adds a crucial layer of security.
• Login Notifications
  • Set up alerts for when an account is accessed online.
  • Recognize when an account is accessed through a new device or browser.
• Transaction alerts
  • Set up alerts to receive emails or text messages for transactions.
    The sooner fraudulent activity can be identified, the quicker any necessary action can be done.
• Mobile App 
  • Additional security notifications and alerts keep your account safe while using VNB’s Mobile App.

Log into MOBILE APP using a strong password and Enable FaceID. Set up all VNB accounts with additional the Notifications & Alerts to strengthen security.

Always SIGN OUT of Online and Mobile Banking once the session is completed.

AVOID HOLIDAY SCAMS

Scams increase dramatically throughout the holiday shopping season. We are here to help our clients avoid fraudulent activity and theft as much as possible. Protect your accounts and learn how to identify the most common scams mentioned below.

IMPOSTER SCAMS AND UNSOLICITED CONTACT

• Beware of unexpected calls, texts, or e-mails claiming to represent a financial institution, a government agency, or a charity.
  • Often, these are attempts to steal your private information.
  • These scams typically indicate that the matter is urgent, and action needs to be made quickly.

Example of a fraudulent text message sent to a VNB client.

• Fraudsters can initiate “Vishing” attempts, which mimic phone numbers and voices to trick unsuspecting people into revealing personal information.
  • When in doubt, HANG UP. Call directly to verify request.
• Beware of suspicious links found in emails or text messages. Never click on suspicious links. Verify the message or request directly with the source found on the official website – not through the message received.
• Fake websites may trick you into installing info-stealing malware on your device.
  • Some websites that are either not the real website or can be embedded in real websites that have been compromised, this tactic mimics the “Verify You Are Human” tests like CAPTCHA and tricks visitors into performing a series of keyboard entries.
  • This results in an unwanted installation of malware designed to steal your personal information, usernames, and passwords from your device.
• Update software regularly and use your email spam filters.
• Perform regular anti-virus and malware scans on your devices.
• Always avoid pop ups online that claim to have a computer security breach. Pop ups are an easy way for fraudsters to gain access to your information.
• Check your accounts and credit report on a regular basis and look for unusual activity.

DIGITAL PAYMENT PLATFORMS (e.g., PayPal, Venmo, Zelle)

• Digital payment applications are an easy and quick way to send funds, but we encourage clients to be cautious.
  • Only send funds to people you know and can verify their identity.

GIFT CARDS

• If you are asked by anyone to purchase gift cards, STOP. These scams are heavily used by fraudsters to use a contact you know to urgently request gift cards from major retail stores.
  • Verify directly where the request is coming from.
• Criminals may tamper with gift cards for sale at retailers, sometimes replacing the number and PIN. When you purchase the gift card and load it with cash, the fraudsters would use those funds on the gift card immediately.
• Purchase gift cards from behind the counter, when possible. Also make sure the wrapping hasn’t been tampered with.

BUYING AND SELLING GOODS ONLINE

• If a deal is too good to be true, it may be fraud. Do your due diligence before purchasing or sending a digital payment. Always know who you are buying from or selling to.

AVOID MAILING CHECKS, WHEN POSSIBLE

The largest and most increasing methods of financial fraud are mail-theft check fraud. Criminals steal mail, look for checks, then sell these checks to others – sometimes on the dark web.

Avoid being a victim of check fraud by reviewing checks that are clearing your account on a daily basis with online banking.

• Review financial statements regularly.
• Stay vigilant for checks that have been written and not negotiated.

Other tips to prevent mail theft and check fraud:

• Pay digitally when possible.
• Use VNB’s Bill Pay service through Online Banking. Using this service means the payment information will be printed onto a check, with makes it more difficult to modify information compared to a hand-written check.
• If you must hand-write a check,
  • Consider using a black gel pen. This ink is more difficult to remove.
  • Use mailboxes that are secure if sending through the mail. Consider using a mailbox inside a USPS facility rather than a curbside mailbox or residential outgoing mailbox.

TREASURY MANAGEMENT SERVICES
BUSINESS ACCOUNT SAFETY

• Contact our Treasury Management department to set up check and ACH Positive Pay help reduce fraud.
  • Pay only the checks and transactions that you approve.
  • Decrease the risk of loss to your business account by catching fraudulent checks before they settle.

MAKE SURE IT'S REALLY US

Fraudsters may pose as representatives of Virginia National Bank. Report unusual calls, texts, emails, and links to us at 877.817.8621.

Virginia National Bank will NEVER ask our clients to provide your:

• Personal Identification Number (PIN) or security codes
• Bank account information
• Personal information once your account is opened

We will NEVER ask you to send payments anywhere.

Do you think you might be a victim of fraud?

If you are concerned with potential fraud, please reach out to our Client Care Center at 877.817.8621 or contact us here.
 

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October 08, 2025

Winner of Best Bank 2025!

Posted in Community News

VNB is thrilled to be voted the 2025 Best Bank/Credit Union by the community in the Charlottesville’s Finest publication in connection with the Charlottesville Media Group. This is our fourth time and third consecutive year winning GOLD! 

A BIG thank you to our valued clients, friends, and family for voting for Virginia National Bank! 

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September 22, 2025

VNB Supports VIA Centers for Neurodevelopment

Posted in Community News

Virginia National Bank supports our local communities and acknowledges the profound impact VIA Centers for Neurodevelopment provides with their services and programs for individuals and families across Virginia. 

VIA Centers for Neurodevelopment (formerly Virginia Institute of Autism) is a 501(c)3 nonprofit organization headquartered in Charlottesville, Virginia.

Founded in 1996 by parents of children with autism, VIA uses its decades of combined expertise to translate science into service with approaches that are tailored to each individual and their family.

VIA currently serves individuals, families, and communities across central and southwest Virginia at our centers in Charlottesville, Roanoke, Lynchburg, and Lexington.

View our new commercial in partnership with CBS19 News and cinematographer Alex De Montbel here:

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September 09, 2025

VNB Honored to Support 9/11 Memorial

Posted in Community News

Virginia National Bank supports local communities and was honored to sponsor Charlottesville's September 11th Memorial Museum located at the Fontaine Avenue Fire Station. 

View our new commercial in partnership with CBS19 News and cinematographer Alex De Montbel here:

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May 08, 2025

VNB’s Mobile App Has Been Updated

Posted in Consumer Banking

VNB’s updated Mobile App is now available for consumer clients. If a mobile device updates applications automatically, no action is needed, and the new version has been installed. 

The new Mobile App is certified to run on both Android and Apple devices. The mobile device will need to be running on the most current operating system. If the Android or Apple device is no longer supported and is not able to install the latest operating system, then the client will only be able to access the Online Banking through a browser.

To log in to VNB’s new Mobile App, clients will need to enter the USER ID and PASSWORD used for Online Banking.

The facial recognition feature will need to be redone with the new version of the Mobile App. After entering your USER ID on the log in screen, slide the button over for “Enable FaceID” to reinstall this security feature.

Clients must have an existing, active VNB Online Banking profile in order to use the Mobile App. New VNB clients may sign up for Online Banking and enroll here.

1. Sign-in to the new Mobile App by entering your USER ID,  and click “Continue” in the top right corner.      
   
   Do not click “ENROLL NOW” unless you are new to Online Banking.
2. A One-Time code will need to be entered as an extra layer of security has been added for protection.  Click option to receive code and click “Continue” in the top right corner.
3. Enter security code and PASSWORD, then click “Continue” in the top right corner.
4. A message to receive notifications will pop up. Click “Allow” or “Do Not Allow”.
5. After logging in to the Mobile App, you will find the list of accounts on the main page. Choose an account and find these functions:
    - Check balances
    - Access transaction history
    - Transfer funds between VNB accounts
    - Pay bills using Bill Pay
    - Mobile deposits
6. Always LOG OUT when you are done using the Mobile App by clicking on the button located in the top left corner of the app.

Enjoy the convenience of paying bills online using Bill Pay through the Mobile App. Click the Bill Pay button at the bottom of the screen. To begin, clients must “Add Payee” before proceeding to “Pay a Bill”. Same-day Bill Pay transactions in the Mobile App are not allowed. When entering the payment date, simply click on the next business day to view the date of when the payment will be made. Complete each Bill Pay field displayed on the screen, then click “Continue” in the top right corner to schedule the payment.

VNB is committed to ensuring that our banking services are conveniently available and secure when using mobile devices.

If you need assistance, please contact us at 877.817.8621. Our Client Care Center will be happy to assist you Monday - Friday from 8:00 a.m. - 7:00 p.m. and Saturday from 9:00 a.m. - 1:00 p.m. EST.

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May 08, 2025

High School Senior Hosted by VNB Wins VBA Bank Day Program Scholarship

Posted in Community News

Virginia National Bank (VNB) is thrilled to announce that Ibtihal Hanna, a Fairfax High School senior, has been selected as the VBA Bank Day Scholarship Program’s Northern Virginia Region Winner. As such Ibtihal has been awarded a $2,500 college scholarship and has been entered into the statewide contest.

This past March, VNB hosted Ibtihal and 59 other students as part of the VBA Bank Day Scholarship Program sponsored by the Virginia Bankers Association Education Foundation. Through this program, students learn about banking, financial services, career opportunities and the vital role banks play in their communities from local banks and credit unions.

The third Tuesday in March was declared Bank Day by the Virginia General Assembly in 1991 and this year VNB was proud to be a host for this important program. From their experience, participating students wrote an essay for the chance to win a scholarship. In all, twelve students statewide will receive scholarships totaling $28,500.

Each of the six regional winners receives a $2,500 college scholarship. These students are then entered into a statewide contest for a chance to win an additional $2,500 or $5,000 scholarship as the statewide runner-up or overall statewide winner. There are also six honorable-mention winners, each of whom receives a $1,000 college scholarship.

VNB wishes to congratulate each of the students awarded regional scholarships:

• Capitol Region Winner: Ayla Zook, King George High School, Hosted by C&F Bank
   
• Capitol Region Honorable Mention Winner: Parker Wells, John Randolph Tucker High School, Hosted by Atlantic Union Bank
  
  
• Central/Southside Region Winner: Grace Fleshman, Rockbridge County High School, Hosted by Bank of Botetourt
   
• Central/Southside Region Honorable Mention Winner: Lucy Adams, Jefferson Forest High School, Hosted by The Farmers Bank of Appomattox
   
• Eastern Virginia Region Winner: Julia Diggs, Kecoughtan High School, Hosted by Old Point National Bank
   
• Eastern Virginia Region Honorable Mention Winner: Ashley Soto, Poquoson High School, Hosted by C&F Bank
   
• Northern Virginia Region Winner: Ibtihal Hanna, Fairfax High School, Hosted by Virginia National Bank
   
• Northern Virginia Region Honorable Mention Winner: Johnathan Johnson, Culpeper County High School, Hosted by Oak View National Bank
   
• Valley Region Winner: Kieran Lackey, Staunton High School, Hosted by Pendleton Community Bank
   
• Valley Region Honorable Mention Winner: Iris Chen, Wilson Memorial High School, Hosted by Pendleton Community Bank
   
• Southwest Virginia Region Winner: Brenna Green, Abingdon High School, Hosted by First Bank & Trust Co.
   
• Southwest Virginia Region Honorable Mention Winner: Kyleigh Harmon, Eastside High School, Hosted by New Peoples Bank

Read an excerpt from Ibtihal’s award-winning essay:

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February 07, 2025

Tips to Avoid Fraud

 Virginia National Bank (VNB) cares about the welfare of our clients, which is why we say, “It’s all about people . . . and always will be.” We want you to remember to be vigilant.

The more you know, the safer you’ll be: 

• While digital payment applications are an effective and quick way to send funds, you should only use digital payment applications to send funds to people you know and can verify their identity.
• VNB will never ask you to send payments anywhere.
• If you are asked to purchase gift cards, STOP. Ask yourself, “why do they need gift cards” or “do I know this person.”
• If a deal is too good to be true, it may be fraud. Do your due diligence before purchasing or sending a digital payment. Always know who you are buying from or selling to.
• VNB will never ask you for your Personal Identification Number (PIN) or security codes.
• VNB will never request your bank account information and your personal information once your account is opened.
• Beware of unsolicited calls, texts, or e-mails claiming to represent a financial institution, a government agency, or a charity. Often, these are attempts to steal your private information.
• Fraudsters can initiate “Vishing” attempts, which mimic phone numbers and voices to trick unsuspecting people into revealing personal information. When in doubt, hang up. Call directly.
• Avoid being a victim of check fraud by reviewing checks that are clearing your account on a daily basis. Stay vigilant for checks that have been written and not negotiated.
• Avoid pop ups that claim to have a computer security breach. Pop ups are an easy way for fraudsters to gain access to your information.

Do you think you might be a victim of fraud? If you are concerned with potential fraud, please reach out to our Client Care Center at 877.817.8621 or contact us here.

Be safe. Be vigilant.

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December 18, 2024

New Personal Online Banking Platform

Posted in Consumer Banking

Virginia National Bank’s new personal online banking platform is here! The same functions are available to manage accounts, view balances, and transfer funds with a more user-friendly platform that is intuitive and easy to navigate.

For any questions or if you need assistance with logging into your account, contact us at 877.817.8621.

Our Client Care Center will be happy to assist you Monday - Friday from 8:00 a.m. - 7:00 p.m. and Saturday from 9:00 a.m. - 1:00 p.m. EST.

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December 02, 2024

New Look to Online Banking Launching December 11th

Posted in Consumer Banking

Virginia National Bank’s personal online banking platform is getting a fresh new look!

On December 11, 2024, VNB will launch an update to our consumer online banking platform that will display a new look to the online banking experience. The same functions will be available to manage accounts, view balances, and transfer funds with a more user-friendly platform that is intuitive and easy to navigate.

Depending on the character criteria clients have used previously, some may be required to update their USERNAME. Instructions will be provided at the LOGIN page.

For any questions or if you need assistance with logging into your account, contact us at 877.817.8621.

Our Client Care Center will be happy to assist you Monday - Friday from 8:00 a.m. - 7:00 p.m. and Saturday from 9:00 a.m. - 1:00 p.m. EST.

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October 10, 2024

Winner of Best Bank!

VNB is honored to have been voted Best Bank/Credit Union by the community in the 2024 Charlottesville’s Finest publication in connection with the Charlottesville Radio Group. Thank you for voting for Virginia National Bank!

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July 26, 2024

VNB Celebrates 26th Anniversary

Posted in Community News

We invite you to celebrate our 26th anniversary on Monday, July 29th, at all VNB locations.

Virginia National Bank opened its doors to the public on July 29, 1998 at the historic downtown mall in Charlottesville. Our logo, as you may have noticed, is a symbol of wheat, which is often referred to as the staff of life. Wheat represents goodwill, abundance, and good fortune. As a community bank, we have remained focused on our local clients and businesses and for 26 years through the Great Recession, COVID, PPP lending and other events, we have stood firm for all members in our community.

As we continue to grow, we will never lose sight of the critical ingredients to our continued success. Exceptional service begins and ends with people. That’s why we say, “It’s all about people . . . and always will be.”

Thank you to our clients, shareholders, and employees for remaining loyal through our 26 years of service. We look forward to serving our communities for many more years to come!

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July 02, 2024

Congratulations to VNB’s Chief Corporate Services Officer, Abbie Ford!

Posted in VNB Employees

Congratulations to VNB’s Chief Corporate Services Officer, Abbie Ford, for completing her American Bankers Association (ABA) Stonier Graduate School of Banking degree and receiving The Wharton School Leadership certificate.

The ABA Stonier Graduate School of Banking Class of 2024 included 198 graduates.

Photo credit: ABA Stonier Graduate School of Banking

“After delays due to COVID and a system conversion, I began my Stonier journey in 2022. Now, I am officially a graduate! What a tremendous honor to share in the experience with so many wonderful bankers from around the world!” said Ms. Ford.

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June 24, 2024

Congratulations to the 2024 Graduates of VNB’s Finance Career & Leadership Academy!

Posted in Community News

The 2024 Finance Career & Leadership Academy (FCLA, Academy) Graduation Ceremony and Dinner took place in Charlottesville on Friday, June 14th, at Carmello’s Restaurant. During the evening’s proceedings, Virginia National Bank (VNB) honored the 2024 Academy’s graduates along with former graduates that have gone on to further milestones on their post-secondary educational path as part of VNB’s ongoing educational programs. This was the FCLA’s third year to graduate students.

The Finance Career & Leadership Academy is a free instructional program designed to not only provide advanced personal finance and employment readiness training, but also a path to career opportunities in banking for high school juniors and seniors within our communities. The Academy runs from February into June. The most promising and top performing students from the Academy are considered for VNB’s College Program (the Business Banking/Staff Development Program).

The College Program is a bank-sponsored, comprehensive, free training program that consists of 15 courses of which 13 are accredited college/university courses (39 credit hours that are transferable to a 2 or 4-year college/university) and work projects. Participants receive fulltime pay with full fringe benefits (includes 401k with company match) while completing the program and, if successful in the program, receive the CFTEA/VNB certification in Business Banking/Staff Development as well as have the potential opportunity for a career with VNB. Also, once employed, should they choose, they may go on to complete a 2 or 4-year degree at the company’s expense.

To see the 2023 FCLA graduates Click Here

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February 01, 2024

2024 Finance Career and Leadership Academy Students

Posted in Community News

Virginia National Bank (VNB) is excited to announce the students who have been accepted into VNB’s 2024 Finance Career and Leadership Academy (FCLA, Academy), which runs from February 6 – mid June 2024. In total we have ten students who have earned positions in the Academy. (Due to space constraints and construction in Warrenton, the FCLA is only being held in Charlottesville, Virginia, this year.)

“We were extremely impressed by the number of talented and qualified young people who applied for entry into our program,” said Glenn Rust, President and CEO of Virginia National Bankshares Corporation (VABK) and VNB. “Congratulations to this year’s winners, who each show a strong commitment to furthering their financial education and improving their lives and their communities. We are proud to have them as participants in this year’s FCLA and to support their educational and professional journey.”  

The students accepted into the Academy include:

• Sabrina Bialy – Western Albemarle High School
• Colin Douthit – Western Albemarle High School
• Gabriella (Gabby) Gonzalez – Albemarle High School
• Shrey Panicker – Charlottesville High School
• Albina Piskunova – Albemarle High School
• Evie Porter – Homeschooled
• Eleanor Powers – Monticello High School
• Kate Quinn – Western Albemarle High School
• Jack Viccellio – Monticello High School
• Kayden Wright – Albemarle High School

The participants were chosen based on their academic achievement, extra-curricular activities, community service, and overall character. Applicants also wrote an essay about what they hoped to accomplish with a stronger and deeper financial education and went through an interview process.

The Finance Career & Leadership Academy is a free instructional program designed to not only provide advanced personal finance and employment readiness training, but also a path to career opportunities in banking for high school juniors and seniors within our communities. The most promising and top performing students from the Academy are considered for VNB’s College Program (the Commercial Banking/Staff Development Program).

The College Program is a bank-sponsored, comprehensive, free training program that consists of 16 courses of which 14 are accredited college/university courses (41 credit hours that are transferable to a 2 or 4-year college/university) and work projects. Participants receive fulltime pay with full fringe benefits (includes 401k with company match) while completing the program and, if successful in the program, have the potential opportunity for a career with VNB. Also, once employed, should they choose, they may go on to complete a 2 or 4-year degree at the company’s expense.

“Helping local students develop their financial skills on both a professional and personal level while also giving them a career path without the high levels of student debt is our goal,” said Rust. “Our educational programs are a means by which we give back to our community and we look forward to continuing these programs for years to come.”

VNB would also like to personally thank all those who helped us reach so many qualified, talented, and hard-working young people in our community. Including, but not exclusively or in any particular order, –

Albemarle County Public Schools, particularly

• Gabi Sukovich, Personal Finance Teacher, AHS
• Caroline Chang, Personal Finance Teacher, AHS
• Holly Newman, Talent Development & Gifted Specialist, AHS
• Tim Hamlette, Career Specialist, AHS
• Caroline Bertrand, Career Specialist, WAHS
• Zoe Padron, Talent Development Specialist, WAHS
• Beth Costa, Principal, MHS
• Katie Bledsoe, Career Specialist, MHS
• Megan Parson, Director of Counseling, AHS
• Irvin Johnson, Director of Counseling, MHS
• Kate Acuff, Albemarle County School Board – Jack Jouett District
• Judy Le, Albemarle County School Board – Rivanna District
• Amber Roberts, Work & Community-Based Learning Coordination, Central Office
• Jennifer Butler, Senior Communications Analyst, Central Office
• Lauren Hunt, Web and Social Media Specialist, Central Office
• Phil Giaramita, Public Affairs and Strategic Communications Officer, Central Office

Charlottesville Public Schools, particularly

• Deborah Tewksbury, Personal Finance Teacher, CHS
• James Daly, Economics and Personal Finance Teacher, CHS
• Carlos Blackwood, Personal Finance Teacher, CHS
• Megan Fitzgerald, Career & Technical Education Instructional Specialist
• Kayla Edwards, College Advisor, CHS

Colin Anderson, Head of Upper School, The Covenant School
Jackie Jamison, Development Director and College Counselor, Regents School
Peter Gaines, Director of College Counseling, Tandem Friends School
Sharon Mack, Greene County School Board – Chair/Ruckersville District
Dr. Andrea Whitmarsh, School Superintendent, Greene County Public Schools
Margo D. Bruce, Principal, Fluvanna County High School
Daniel Soderholm, Ph.D., Principal, Culpeper County High School
Natalie Masri, President and CEO – Charlottesville Regional Chamber of Commerce
Ann Marie Hohenberger, Marketing – Charlottesville Regional Chamber of Commerce
Kevin G. McDonald, UVA – Vice President for Diversity, Equity, Inclusion, and Community Partnerships
Joshua Rashad Epps, UVA – Division for DEI – Program Manager of MOCHA/WOCHA
Kate Lambert, Chief Executive Officer, The Boys and Girls Club of Central Virginia
Stuart Hornsby, Owner of Lux Ventures and Campaign Manager, The Center for Christian Study at UVA
Connie Sylvester, Equis Financial and ACTS Board Director
Robin Rakow, President, Albemarle Christian Teaching Support (ACTS)
Reed Golomb, Youth Minister, St. Thomas Aquinas University Parish
Matt Lloyd, Charlottesville StudentLife Director, The Point Church
Benji Hall, Youth and Family Pastor, First Baptist Church Park Street

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August 16, 2023

Open a Dogwood Account Today

Posted in Consumer Banking

Come visit us at one of our locations to open a new account and begin saving. 

DOGWOOD SAVINGS ACCOUNT

• For clients under 18 years of age
• Minimum opening deposit of $10
• No monthly minimum balance
• No monthly maintenance fee
• Market interest rate earned on all balances greater than $10
• Interest rate may change
• Fees may reduce earnings

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July 28, 2023

VNB Celebrates 25 Year Anniversary!

Posted in Community News

Click to Expand to read important message from Glenn Rust
CEO and President of Virginia National Bankshares Corp. and Virginia National Bank

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June 30, 2023

Congratulations to the 2023 Graduates of VNB’s Finance Career & Leadership Academy!

Posted in Community News

The 1st Annual Finance Career & Leadership Academy (FCLA, Academy) Graduation Ceremony and Dinner took place in Warrenton on Thursday, June 15th, at Café Torino, and in Charlottesville on Friday, June 16th, at Carmello’s Restaurant. Of the fourteen students that were accepted into the program, eleven successfully completed it – four in Warrenton and seven in Charlottesville.

Warrenton Graduation

Charlottesville Graduation

The Finance Career & Leadership Academy is a free instructional program designed to not only provide advanced personal finance and employment readiness training, but also a path to career opportunities in banking for high school juniors and seniors within our communities. The Academy runs from February into June. The most promising and top performing students from the Academy are considered for VNB’s College Program (the Business/Staff Development Program).

The College Program is a bank-sponsored, comprehensive, free training program that consists of 15 courses of which 13 are accredited college/university courses (38 credit hours that are transferable to a 2 or 4-year college/university) and work projects. Participants receive fulltime pay with full fringe benefits (includes 401k with company match) while completing the program and, if successful in the program, have the potential opportunity for a career with VNB. Also, once employed, should they choose, they may go on to complete a 2 or 4-year degree at the company’s expense.

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March 29, 2023

Cloning Scams: The Dark Side of Artificial Intelligence

Posted in Business Banking, Community News, Consumer Banking

Virginia National Bank (VNB) cares about the welfare of our clients, which is why we say, “It’s all about people...and always will be.” While technology continues to progress in remarkable ways, we must remember to stay vigilant. Criminals often use advanced technology for scams. The Federal Trade Commission is warning consumers about fraudsters using artificial intelligence (AI) to clone voices of friends, family, and loved ones. Cloning voices is easily accomplished using videos from social media and it does not require much more than a tiny snippet. Criminals are also able to spoof phone numbers. If you receive a call from a friend or loved one telling you to send them money, think twice before sending. When in doubt, it is advisable to hang up and call them back directly.

The more you know, the safer you’ll be:

• While digital payment applications are an effective and quick way to send funds, you should only use digital payment applications to send funds to people you know and can verify their identity.
• VNB will never ask you to send payments anywhere.
• If you are asked to purchase gift cards or wire money, STOP. Ask yourself, “why do they need gift cards” or “is this person really who they say they are.”
• If a deal is too good to be true, it may be fraud. Do your due diligence before purchasing or sending a digital payment. Always know who you are buying from or selling to.
• VNB will never ask you for your Personal Identification Number (PIN) or security codes.

If you are concerned with potential fraud, please reach out to our Client Care Center at 877.817.8621 or contact us here.

We want to ensure the utmost of security for our clients by reminding them that criminals use advanced technology including AI. Be safe. Be vigilant.

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February 09, 2023

2023 Finance Career and Leadership Academy Students

Posted in Community News

Virginia National Bank (VNB) is excited to announce the students who have been accepted into VNB’s 2023 Finance Career and Leadership Academy (FCLA, Academy). In total we have fourteen students who have earned positions in the Academy – nine in Charlottesville and five in Warrenton.

“We were extremely impressed by the number of talented and qualified young people who applied for entry into our program,” said Glenn Rust, President and CEO of Virginia National Bankshares Corporation (VABK) and CEO of VNB. “Congratulations to this year’s winners, who each show a strong commitment to furthering their financial education and improving their lives and their communities. We are proud to have them as participants in this year’s FCLA and to support their educational and professional journey.” 

The students accepted into the Charlottesville Academy include:

• Alexis Alms – Albemarle High School
• Kamryn Buckwalter – Albemarle High School
• Alani Green – Charlottesville High School
• Jazz Harris – Charlottesville High School & CATEC
• Arjun Marwah – The Covenant School
• Bethany Miles – Homeschool
• Tia Scott – Charlottesville High School
• Oren Tieyah – Albemarle High School
• Summer Weakley – William Monroe High School, Ruckersville

The students accepted into the Warrenton Academy include:

• Gabby Downey – Liberty High School, Bealeton
• Jack Flemming – Eastern View High School, Culpeper
• Aryan Joshi – Battlefield High School, Haymarket
• Asaph King – Homeschool
• Jake Miller – Fauquier High School

The participants were chosen based on their academic achievement, extra-curricular activities, community service, and overall character. Applicants also wrote an essay about what they hoped to accomplish with a stronger and deeper financial education and went through an interview process.

The Finance Career & Leadership Academy is a free instructional program designed to not only provide advanced personal finance and employment readiness training, but also a path to career opportunities in banking for high school juniors and seniors within our communities. The most promising and top performing students from the Academy are considered for VNB’s College Program (the Business/Staff Development Program).

The College Program is a bank-sponsored, comprehensive, free training program that consists of 15 courses of which 13 are accredited college/university courses (38 credit hours that are transferable to a 2 or 4-year college/university) and work projects. Participants receive fulltime pay with full fringe benefits (includes 401k with company match) while completing the program and, if successful in the program, have the potential opportunity for a career with VNB. Also, once employed, should they choose, they may go on to complete a 2 or 4-year degree at the company’s expense.

“Helping local students develop their financial skills on both a professional and personal level while also giving them a career path without the high levels of student debt is our goal,” said Rust. “Our educational programs are a means by which we give back to our community and we look forward to continuing these programs for years to come.”

VNB would also like to personally thank all those who helped us reach so many qualified, talented, and hard-working young people in our community. Including, but not exclusively or in any particular order, –

Charlottesville

Albemarle County Public Schools, particularly

• Kate Acuff, Albemarle County School Board – Jack Jouett District
• Esmerelda Amos, Career Specialist, AHS
• Caroline Bertrand, Career Specialist, WAHS

Charlottesville Public Schools, particularly

• James Daly, Economics and Personal Finance Teacher, CHS
• Deborah Tewksbury, Personal Finance Teacher, CHS
• Yumeca Webb-Jordan, Personal Finance Teacher, CHS
• Megan Fitzgerald, Career & Technical Education Department Chair

Joshua Rashad Epps, UVA – Division for DEI – Program Manager of MOCHA/WOCHA
Stuart Hornsby, Owner of Lux Ventures and Campaign Manager, The Center for Christian Study at UVA
James Pierce, Owner of PSA, and former CEO of Boys & Girls Club of Central Virginia
Connie Sylvester, Equis Financial and ACTS Board Director
Venita Richmond, President, Albemarle Christian Teaching Support (ACTS)
Jackie Jamison, Development Director and College Counselor, Regents School
Julia Hixson, Director of College Advising, The Covenant School
Carl E. Brown, President, C.E. Brown & Associates
Wanda Sloper, REACH Homeschool Group, VA

Warrenton

Liberty High School, particularly

• Erin DiVello, Business and Marketing Department Chair

Fauquier High School, particularly

• Holly Schoenhoff, Career Coach
• Frank Stranos, Business & Marketing Department Head

Battlefield High School

Osbourn Park High School, particularly

• Kathleen Riddle, Business Marketing Department Chair

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