March 30, 2026
Posted in Consumer Banking
At Virginia National Bank, it is our mission to invest in the long-term health and stability of our communities. We offer a wide range of Savings accounts designed to align with your financial goals.
Spring into Savings this season and watch your money GROW!
Savings Accounts
| Account |
Learn More |
Opening Deposit |
Minimum Balance |
Maintenance Fee |
Check Writing and Withdrawals |
Interest Earned |
| Personal Savings |
More |
$25.00 |
None |
No |
6 withdrawals per month |
Yes |
PERSONAL SAVINGS
- Minimum opening deposit of $25
- Limit of 6 check withdrawal items per month, $10 each if over 6
- No monthly minimum balance
- No monthly maintenance fee
- Market interest rate earned on all balances greater than $100
- Interest paid monthly
|
| Dogwood Savings |
More |
$10.00 |
None |
No |
6 withdrawals per month |
Yes |
DOGWOOD SAVINGS
- Minimum opening deposit of $10
- Minor account - for clients under 18 years of age
- Limit of 6 withdrawal items per month, $10 each if over 6
- No monthly minimum balance
- No monthly maintenance fee
- Market interest rate earned on all balances greater than $10
- Interest rate may change
- Fees may reduce earnings
|
| Money Market Account |
More |
$100.00 |
$1,000.00 |
Yes if balance under minimum |
6 items per month |
Yes |
MONEY MARKET ACCOUNT
- Minimum opening deposit of $100
- Limit of 6 check writing and withdrawal items per month, $10 each if over 6
- $1,000 minimum balance to avoid monthly maintenance fee of $10
- Interest paid monthly
- Tiered interest rates
|
| Premium Money Market Account |
More |
$100,000.00 |
$100,000.00 |
Yes if balance under minimum |
6 items per month |
Yes |
PREMIUM MONEY MARKET ACCOUNT
- Minimum opening deposit of $100,000
- Limit of 6 check writing and withdrawal items per month, $15 each if over 6
- $100,000 minimum balance to avoid monthly maintenance fee of $25
- Interest paid monthly
- Tiered premium interest rates
|
| Phoenix Account |
More |
$1,000.00 |
$1,000.00 |
None |
10 day grace period after maturity |
Yes |
PHOENIX ACCOUNT
- Minimum balance of $1,000
- Deposits permitted at any time
- Maturity every 90 days
- 10 day grace period after maturity for withdrawals
- Automatic renewal
- Interest paid every 90 days at maturity
- Early-withdrawal penalty equal to 90 days' forfeiture of interest, regardless if earned
- Market interest rate is tiered by age of account:
1-12 months Stated initial rate
13-24 months 1 year CD rate
25-36 months 2 year CD rate
37 months or longer 3 year CD rate
|
| Certificate of Deposit |
More |
$500.00 |
$500.00 |
None |
10 day grace period after maturity |
Yes |
CERTIFICATE OF DEPOSIT
- Minimum opening deposit of $500, unless otherwise stated
- Terms of 3 months to 5 years
- 10 day grace period after maturity for withdrawals
- Penalty for early withdrawal, forfeiture of interest, regardless if earned, as follows: 3 months' forfeiture for CD with term of 1 year or less; 6 months' forfeiture for CD with term greater than 1 year
- Automatic renewal
- Interest paid quarterly
|
| CDARS® |
More |
$10,000 if over $250,000 in other VNB accounts |
$10,000.00 |
None |
Unavailable |
Yes |
CDARS® CERTIFICATE OF DEPOSIT ACCOUNT REGISTRY SERVICES®
- Full FDIC Insurance on CDs up to $50 million
- Work with 1 bank on all CD deposits from $10,000 to $50,000,000
- 1 interest rate on CDs placed through CDARS®
- 1 monthly statement detailing your CD balances
- Wide variety of maturities ranging from 4 weeks to 5 years
|
Visit one of our bankers or contact us to open a VNB Savings account today!
March 25, 2026
Posted in Consumer Banking
Virginia National Bank knows the ongoing threat of fraud impacts millions of people each day. Secure your funds with safety features on your VNB Debit Card.
Settings on VNB's Mobile Banking App for Card Controls help our clients monitor activity and receive alerts to help detect and avoid fraudulent activity.
Card Controls include:
- Transaction Controls
- Location Controls
- Merchant Controls
Download VNB's Personal Mobile Banking App and login to view your account. Click on Menu, then Cards under Account management, then click Controls to assign controls to your card settings.
Virginia National Bank cares about the welfare of our clients, which is why we say, “It’s all about people ... and always will be.”
If you are concerned about potential fraud, please contact us directly.
March 05, 2026
Posted in Consumer Banking
Virginia National Bank's Personal Mobile Banking App has been updated to bring our valued clients better functionality and an enhanced user experience.
Check account balances, deposit checks, pay bills, and transfer funds from the comfort of your home in the Mobile Banking App.
Download VNB's Mobile Banking App in the App Store on your device(s) and login.
Set up notifications in the Mobile Banking App to protect your VNB accounts from fraudulent activity.
Enjoy mobile banking with more flexibility and security!
Need assistance? Contact us here.
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