Services

Personal Loans

From consumer loans to home equity lines, VNB helps you get access to the money you need to improve your life. We make sure you have easy access to a decision maker, a fast response, and a clear understanding of the terms of the loan.

CASH RESERVE

• Overdraft protection
• Lines available from $2,500
• Access through the associated VNB checking account
• Monthly repayment of 5% of the outstanding balance, minimum payment of $25
• Automatic deduction of the monthly payment is available
• No prepayment penalty

Installment Loans

• Personal loans for cars, boats, and other personal needs
• Quick response from local decision makers
• Flexible loan rates and terms
• Automatic deduction of the monthly payment is available

Home Equity Line of Credit

• Personal line of credit secured by personal residence
• Access by writing a check or through online banking
• Automatic deduction of the monthly payment is available
• Closing costs of up to $2,000 are paid by VNB
• A fee may apply for early closing

Personal Lines of Credit

• Access by writing a check or through online banking
• Various repayment options are available
• Automatic deduction of the monthly payment is available

Please see a Virginia National Bank Lender for other loan products and services to meet your needs.