Services

Credit Card

Credit cards have become a staple of modern financial life and VNB's credit card gives you flexibility and access to your account information online. Just visit one of our Virginia National Bank offices to apply for a VNB credit card.

Card Type	Learn More	Annual Fee	Grace Period for Purchases	Introductory Rate	Minimum Line of Credit	Reward Points
Visa® Classic Card	More	No	25 days	2.9% for first 6 months	$1,000.00	No
Visa® Classic Card 2.9% introductory rate for first 6 months Ongoing APR of index + 6.99% Index is WSJ prime rate No annual fee 25 day grace period for purchases Complimentary rental car collision damage waiver protection
Visa® Platinum Card	More	No	25 days	2.9% for first 6 months	$5,000.00	No
Visa® Platinum Card 2.9% introductory rate for first 6 months Ongoing APR of index + 6.99% Index is WSJ prime rate No annual fee 25 day grace period for purchases Complimentary rental car collision damage waiver protection
Gold MasterCard®	More	No	25 days	2.9% for first 6 months	$5,000.00	No
Gold MasterCard® 2.9% introductory rate for first 6 months Ongoing APR of index + 6.99% Index is WSJ prime rate No annual fee 25 day grace period for purchases Complimentary rental car collision damage waiver protection
Preferred Points Cards (Visa® Classic, Visa® Platinum, Gold MasterCard®)	More	No	25 days	2.9% for first 6 months	$1,000.00-$5,000.00	Yes
Preferred Points Cards (Visa® Classic, Visa® Platinum, Gold MasterCard®) 2.9% introductory rate for first 6 months Ongoing APR of index + 11.99% Index is WSJ prime rate No annual fee 25 day grace period for purchases Earn 1 point for each dollar spent up to 10,000 points per month. Points can be redeemed for cash back, travel, merchandise and retail gift cards. Complimentary rental car collision damage waiver protection Redeeming your earned points couldn't be easier. Simply visit www.mypreferredpoints.com

Lost or Stolen VNB Credit Card

If your VNB Credit Card has been lost or stolen, please call 1.800.367.7576

To obtain a replacement VNB Credit Card please visit one of our offices.